Legal

Terms of Use

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Last updated: October 8, 2026

These terms apply to your use of tashifex.netlify.app (the “site”), run by Tashi Burke-Tomaeno, a licensed life insurance agent (“we,” “us” or “our”). By using the site or requesting a quote, you agree to them. Please also read our Privacy Policy.

Who we are

We are a licensed insurance agent, not an insurance company. We help you compare and apply for policies offered by insurance companies. The insurance company that issues your policy sets its terms, rates and approval decisions, and pays any claims.

Information on this site

The site gives general information about life insurance to help you understand your options. It isn’t legal, tax or financial advice. For advice about your own situation, talk with us directly or with a qualified professional.

• Examples are for illustration only. The example family plan and the cash value example are not offers or predictions of what your policy will provide.
• Indexed universal life: interest credits are subject to caps and policy charges, and loans and withdrawals reduce the cash value and death benefit. Your policy’s own documents explain exactly how it works.

Quotes and coverage

• Requesting a quote is free and doesn’t obligate you to buy anything.
• Quotes are estimates based on what you tell us. Your final rate and approval depend on the insurance company’s review of your application (called underwriting).
• No medical exams: none of the policies we offer require a medical exam, and the process is done virtually. Insurers still ask health questions and may review other information they’re allowed to check before making a decision.
• Instant coverage options: some policies can be approved quickly or start right away. Timing depends on the insurance company and your application.
• Coverage begins only when the insurance company approves your application and your policy is in force, including payment of any required first premium.
• Products, rates and availability vary by state and insurer. We don’t offer coverage in New York.
• You must be 18 or older to request a quote.

Your information

Please give accurate, complete answers in the quote form and in any application. Wrong or missing answers can change your quote, delay approval, or affect whether a claim is paid. Don’t submit someone else’s information without their permission.

Calls and text messages

If you check the consent box in the quote form, you agree that we may contact you about life insurance at the phone number you provided, including by calls and text messages that may use automated technology or prerecorded messages.

• Consent is not a condition of purchase.
• Message frequency varies. Message and data rates may apply.
• You can opt out at any time by replying STOP. Reply HELP for help, or contact us using the details below.
• Mobile carriers aren’t responsible for delayed or undelivered messages.
• If you change or give up the phone number you provided, please let us know.

Using the site

Please use the site only for its intended purpose: learning about coverage and contacting us. Don’t try to disrupt it, send spam through the form, or copy its content for commercial use without permission. The site’s text and design belong to us.

Limits on our responsibility

We work to keep the site accurate and available, but it’s provided “as is,” and information on it may change or contain errors. To the extent the law allows, we aren’t responsible for losses that come from relying on general information on the site instead of your policy documents or personal advice. Nothing in these terms limits any rights you have under insurance law or your policy.

Changes to these terms

If we change these terms, we’ll post the new version here and update the date at the top. Using the site after a change means you accept the updated terms.

Contact us

• Email: tashifex@gmail.com
• Call or text: (510) 365-5687
• Hours: 8am–8pm PT
• Mail: 2027 Vestal Ave, Los Angeles, CA 90026